# Pix

> Source: https://pay.wiki/payment-methods/pix

Pix is Brazil's instant payment scheme, designed and run by the Banco Central do Brasil and live since 16 November 2020. A payer sends money to a registered Pix key or by scanning a QR code from any participating bank or fintech app, and the transfer completes instantly, 24 hours a day. Beyond person-to-person transfers it now covers merchant checkout, billing (Pix Cobranca), recurring debits (Pix Automatico) and contactless payments. In 2025 Pix handled nearly 80 billion transactions worth over R$35 trillion and was used by 148 million people and 12.8 million companies, with more than 920 million keys registered.

- Identifier: pm_56
- Category: A2A / bank transfer / RTP
- Status: active
- Countries: BR
- Currencies: BRL

## Sources

- [Adyen: Real-time payments, QR flow. Refunds and partial refunds supported (with conditions). No chargebacks - Pix is irrevocable, which is the central fact about it for a merchant. Recurring supported. Pix also settles payouts.](https://docs.adyen.com/payment-methods/pix/)