FTC settlement forces bill-pay platform Doxo to drop hidden delivery fees
Doxo will pay $2.1 million and accept a conduct order covering how it advertises itself and how it discloses fees on third-party bill payments. The order also binds two of the company's co-founders.

What changed
Doxo will pay $2.1 million and accept a conduct order covering how it advertises itself and how it discloses fees on third-party bill payments. The order also binds two of the company's co-founders.
What changed
A stipulated final order resolves the US Federal Trade Commission's 2024 case against the third-party bill-payment platform. Beyond the $2.1 million redress payment, the order bars Doxo from implying an affiliation with billers it has no relationship with, from using a biller's web address or branded name and logo in search advertising in a way that suggests affiliation, and from obscuring the amount a consumer will pay. It also requires express informed consent before any charge, and clear notice of recurring-subscription terms including the cancellation deadline and the amount that will be billed. A federal court separately found that the company breached the Restore Online Shoppers' Confidence Act on subscription disclosure and consent. The Commission approved the order 2-0 and filed it in the US District Court for the Western District of Washington; stipulated orders take effect once the district judge signs them.
What merchants must do
Billers and utilities should check whether a third-party aggregator is bidding on their brand name in search and presenting itself as an official payment channel. Any business running a bill-pay or checkout flow with add-on delivery fees, waived-fee conditions, or an enrolled subscription should confirm that the price, the fee trigger, and the cancellation deadline are disclosed before the consumer authorises payment.