The reference layer for online payments

Methods, banks, currencies and the news that moves them — what an online merchant needs to decide where money can go.

579

payment methods

850

banks

192

sovereign states

154

currencies

01 — news

Latest industry news

View all news →

Launch

Ecommpay adds Klarna's full set of pay-later options for its merchants

Ecommpay merchants can now offer Klarna's pay-in-full, pay-in-3, pay-in-4, pay-in-30-days and financing options through one integration.

Launch

Forter launches an engine to verify AI shopping agents and run headless agent checkout

Forter's Agentic Commerce Engine separates legitimate AI shopping agents from bots and lets merchants set rules for agent-driven checkout.

Regulation

China's central bank lets Visa start preparing a domestic card clearing business

The PBOC approved Visa's application to prepare a domestic bankcard clearing operation, a first step toward processing China's local card payments.

Regulation

NPCI formally defers India's 0.4% UPI merchant fee until after Diwali

The 0.4% charge on larger UPI merchant payments will no longer start on 15 October; NPCI will set a new post-Diwali date.

Scheme

Visa widens Compelling Evidence 3.0 for card-absent fraud disputes from 24 October

From 24 October, merchants fighting Visa 10.4 fraud disputes can use prior purchases from other merchants and token matches, with limits in pre-arbitration.

View all news →

02 — countries

192 market reports

What each country spends online, how it pays, and which of the 579 methods a merchant has to support to reach it.

Sort

192 of 192 countries · $258 bn covered

RussiaRU · RUB · MIR 60%$65 bn16 methods AustraliaAU · AUD · Visa 41%$43 bn36 methods SwitzerlandCH · CHF · SEPA Direct Debit 44%$14 bn30 methods NigeriaNG · NGN · Mastercard 37%$9 bn35 methods ChileCL · CLP · Mastercard 59%$8 bn26 methods South AfricaZA · ZAR · Visa 43%$8 bn37 methods

CountryISOCurrencyE-commerceLargest methodMethods

RussiaRURUB$65 bnMIR60%16 AustraliaAUAUD$43 bnVisa41%36 SwitzerlandCHCHF$14 bnSEPA Direct Debit44%30 NigeriaNGNGN$9 bnMastercard37%35 ChileCLCLP$8 bnMastercard59%26 South AfricaZAZAR$8 bnVisa43%37 New ZealandNZNZD$7 bnVisa51%25 SingaporeSGSGD$7 bnVisa53%33

Showing 8 of 192All 192 countries →$258 bn covered

Largest method, by marketof 192

Cash on delivery78Cards49Digital wallet30Bank transfer10

E-commerce covered

$258 bn

Online spend across the 192 market reports.

Largest method, by marketof 192

Cash on delivery78Cards49Digital wallet30Bank transfer10

By region

Europe43 Asia-Pacific60 Latin America33 Africa52 North America2 Other2

03 — the corpus

Methods, banks and currencies

Each index links to the others: a method to the markets it reaches, a bank to the methods it issues, a currency to the methods that settle in it.

MethodsUnionPay · WeChat Pay · Klarna · Revolut (Revolut Pay)57912 categories BanksBy name and BIC · DBS Bank · HSBC Holdings850169 countries CurrenciesEUR 118 · USD 118 · GBP 40154ISO 4217

Methods

57912 categories

Cards, wallets, bank transfers, BNPL, cash and mobile money — each with its category and the markets it reaches.

UnionPayCard network / scheme193 markets WeChat PayDigital / mobile wallet2 markets KlarnaBNPL26 markets Revolut (Revolut Pay)Neobank / fintech account30 markets

All 579 methods →

Banks

850169 countries

Recognised by name and BIC, with their roles, markets, currencies and the methods they issue.

DBS BankSingaporeDBSSSGSG HSBC HoldingsUnited Kingdom—HSBC Hong KongHong KongHSBCHKHH Industrial and Commercial Bank of China (ICBC)ChinaICBKCNBJ

All 850 banks →

Currencies

154ISO 4217

ISO 4217 codes and the methods that settle in each, across 192 states.

EuroEUR · €118 methods US DollarUSD · $118 methods British PoundGBP · £40 methods Australian DollarAUD · A$30 methods

All 154 currencies →

04 — the map

Where the world pays

How many methods a market supports, or which markets a single method reaches.One view of the corpus by geography: how many methods a market supports, or which markets a single method reaches. Pick a method, then a country on the map.

Methods available per market, from live catalog geography. 196 of 197 markets have mapped methods.

Open the map →

Widest coverage

197 markets · methods per market