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Klarna

BNPLonlineNorth America, Europe, OceaniaOperationalRevised 2026-10-21 · 3 sources
Customers
118,000,000
Countries
26
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Currencies
15
AUD CAD CHF +12

About

Klarna is a pay-later and checkout service run by Klarna Bank AB, founded in Stockholm in 2005 and licensed as a bank by Sweden's Finansinspektionen in 2017; its parent, Klarna Group plc, is listed on the New York Stock Exchange. Shoppers pick Klarna at checkout and pay in four interest-free instalments every two weeks after a soft credit check, pay in 30 days, or take 6-24 month financing. In the US that monthly financing is issued by WebBank, and late fees are capped at 25% of the order value. For 2025 Klarna reported 118 million active consumers, 966,000 merchants and $127.9 billion in GMV.

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