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Poland

PL · POL · 616EuropePLN zł37 methods

4 sources

In 2025, e-commerce transaction value in Poland was split between account-to-account payments 72%, digital wallets 11%, debit cards 5%, cash 4%, buy now, pay later 3%, credit cards 3%, and prepaid cards 1%. Shares are rounded and may not total 100.

$40 bn
e-commerce spend · 2025
88.6%
internet use
86.1%
banked adults
MixMethodsBehaviourBanksSourcesFacts

Payment mix

share of e-commerce spend · 2025
  • Account-to-account72%
  • Digital wallets11%
  • Debit cards5%
  • Cash4%
  • Buy now, pay later3%
  • Credit cards3%
  • Prepaid cards1%

Methods in use

top 8 of 37
All 37 methods in Poland →

Checkout behaviour

The World Bank population series gives 36,435,861 people in 2025. Internet use was 88.6% of people in 2024. Account ownership was 86.1% of adults in 2024.

Facts
ISO 3166
PL · POL · 616
Region
Europe
Population
36,435,861
Currency
PLN zł
Banked adults
86.1%
Methods live
37
Banks covered
16
Largest banks
Compare with
TurkeyNetherlandsSwedenDenmark
Sources
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