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Sweden

SE · SWE · 752EuropeSEK kr32 methods

4 sources

In 2025, e-commerce transaction value in Sweden was split between digital wallets 44%, buy now, pay later 25%, debit cards 14%, credit cards 12%, account-to-account payments 4%, and cash 1%.

$30 bn
e-commerce spend · 2025
95.8%
internet use
98.6%
banked adults
MixMethodsBehaviourBanksSourcesFacts

Payment mix

share of e-commerce spend · 2025
  • Digital wallets44%
  • Buy now, pay later25%
  • Debit cards14%
  • Credit cards12%
  • Account-to-account4%
  • Cash1%

Methods in use

top 8 of 32
All 32 methods in Sweden →

Checkout behaviour

The World Bank population series gives 10,596,620 people in 2025. Internet use was 95.8% of people in 2025. Account ownership was 98.6% of adults in 2024.

Facts
ISO 3166
SE · SWE · 752
Region
Europe
Population
10,596,620
Currency
SEK kr
Banked adults
98.6%
Methods live
32
Banks covered
7
Largest banks
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Sources
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