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Swish

A2A / bank transfer / RTPmobileEuropeOperationalRevised 2026-10-21 · 4 sources
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About

Swish is Sweden's mobile-number payment service, run by Getswish AB, a company founded in 2012 and owned by Swedish banks. Users link their mobile number to a Swedish bank account and confirm each payment with Mobile BankID; online, the buyer enters their number at checkout and approves in the Swish app, while shops can also show a QR code. Payments go directly between the banks' accounts in the Riksbank's RIX-INST system, so they settle within seconds. In Riksbank surveys from autumn 2025, published in its 2026 Payments Report, 91% of adults had used Swish in the past month and 74% of small businesses accepted it.

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