About
Riverty is the pay-later brand of Bertelsmann's Arvato group, formed in 2022 from Arvato Financial Solutions and its AfterPay brand. At checkout the shopper picks an invoice payable in 14 or 30 days, a consolidated monthly invoice, or fixed monthly instalments, after an automated per-order credit check. Riverty pays the merchant on every accepted transaction, absorbs the non-payment risk and runs reminders and collection in-house. In May 2026 Luxembourg's CSSF granted Riverty an EU banking licence, with the bank starting in July 2026; it then cited about 25 million customers and 1,800-plus merchants in 10 European markets.
Rebranded from AfterPay (the European Arvato business) to Riverty in 2023.
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