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Launch20 Oct 2026

http://Checkout.com moves into in-store payments, with Mollie building its terminal offering on the platform

http://Checkout.com will acquire in-store card payments on the same API, contract and settlement as online, starting in the UK and EEA, then the US.

Illustration: A shop counter where a card terminal and a laptop showing a payment page are joined by a single cable to one s…

What changed

http://Checkout.com announced on 20 October 2026 that it is extending its acquiring platform from online payments into physical stores. Until now the company has focused on e-commerce, where it says it expects to process $480 billion in payments this year. The new in-person service is software-led and not tied to any one terminal maker, so merchants can connect devices they already use or pick new hardware. The launch starts in the UK and the European Economic Area, with the US to follow. http://Checkout.com says it will add more card schemes, markets and features in 2027. In-store and online transactions run on the same Unified Payments API, platform, contract and settlement, and payment teams get one dashboard across both channels. The company presents this as a way to cut the number of providers, contracts and settlement files that large merchants reconcile. Mollie, the Amsterdam-based payments company that serves more than 350,000 businesses, is the first named partner. It is building its in-person offering on http://Checkout.com's acquiring while keeping its own terminals, point-of-sale software and customer relationships. Mollie's product chief said in-person payments are one of the fastest-growing parts of its business. Neither company has published pricing or volume targets for the service. The move puts http://Checkout.com in more direct competition with acquirers that already sell unified online and in-store processing to enterprise retailers. For merchants that use http://Checkout.com online but a different acquirer in stores, it opens the option of a single acquiring relationship, with one view of a customer's card across channels for refunds, reporting and fraud checks. For Mollie's smaller merchants, the change sits mostly behind the scenes.

What merchants must do

If you use http://Checkout.com online, ask for in-store pricing and which of your current terminals are supported in the UK and EEA. Before consolidating, compare in-store authorisation rates and settlement timing against your current acquirer. Mollie merchants should ask whether their terminal processing will move to http://Checkout.com and whether any terms change.