About
CB (Cartes Bancaires) is France's domestic card scheme, organised by the GIE Cartes Bancaires, an economic interest grouping of French banks created in 1984 at the Finance Ministry's instigation. The vast majority of French payment cards are co-badged CB plus Visa or Mastercard: CB carries domestic payments in shops and online, while the international brand covers use abroad. The network reported about 77 million cards in circulation and 14.5 billion transactions in 2024. Its share of French card payments has fallen since 2021 as more are routed to Visa and Mastercard, to about 70% of the value of card payments in 2023 according to INSEE.
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