About
Cofidis 3xCB/4xCB is a card-based instalment option in France: at a partner merchant's checkout the shopper picks 3x or 4x by Cofidis, fills in an online form with card details and gets an immediate decision, then the instalments are charged to their Visa, Mastercard or CB card. It covers purchases of EUR 100 to 2,300, with financing capped at 90 days and the first payment taken the day after purchase. The lender is Cofidis SA, part of Cofidis Group, which has been 99.99% owned by Crédit Mutuel Alliance Fédérale since April 2024. As of 2026, Cofidis cites more than 1,000 partners plus selected stores.
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