About
DOKU is an Indonesian e-money wallet run by PT Nusa Satu Inti Artha, which was founded in 2007, describes itself as Indonesia's first electronic payment and risk-management company, and received a Bank Indonesia e-money licence in 2012. The DOKU e-wallet followed in 2013: users top up a stored balance by bank transfer or cash deposit at ATMs, then pay online by logging in to their DOKU account and confirming with a PIN, so no bank account is needed to spend. Unlike stand-alone wallets, it sits inside a firm that also runs a payment gateway, disbursements and QRIS under Bank Indonesia payment licences.
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