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Revised 2026-09-14 · 2 sources
BNPLOnline checkout installmentsEurope
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Russia's first digital buy-now-pay-later service, splitting purchases into four interest-free bi-weekly installments. Operator: T-Bank (formerly Tinkoff). Est. users: Top-2 BNPL app in Russia; several million users (2024).
Russia's BNPL market roughly doubled in H1 2025 and services planned RUB 400bn of instalments for the year, but FZ No. 283-FZ brings BNPL under formal regulation from 2026 - a material change in operating conditions for every Russian BNPL row.
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