About
FairMoney is a Nigerian digital bank that started in 2017 as a lending app and became FairMoney Microfinance Bank after obtaining a Central Bank of Nigeria microfinance bank licence in 2021; its deposits are NDIC-insured. Customers open an account in the app and use it for bank transfers, bill payments and a FairMoney debit card, and can draw personal loans or a reusable FlexiCredit line into the same account. Founded by Laurin Hainy and others, the Lagos- and Paris-based company raised a Series B led by Tiger Global in 2021. It is credit-led rather than a pure wallet, and as of 2026 its website cites more than 12 million Nigerian users.
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