About
FNB Pay is First National Bank's name for paying with an FNB card through phone and wearable wallets in South Africa. Customers create a Virtual Card in the FNB app, with a CVV that changes regularly, and load it as a tokenised card into Apple Pay, Samsung Pay, Google Wallet or Garmin Pay, or use it for Scan to Pay QR payments and online checkout. FNB is a division of FirstRand Bank Limited. FNB retired its own in-app Tap to Pay feature on 14 April 2024 in favour of these third-party wallets. About 2 million Virtual Cards had been activated by May 2022, a year after launch, with nearly R5 billion spent.
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