About
Home Credit is a point-of-sale instalment lender: at a partner shop or online checkout the buyer chooses Home Credit, is approved in minutes, and the lender pays the merchant while the buyer repays in fixed monthly instalments, sometimes at 0% on promoted goods. The brand was founded in 1997 within Czech investment group PPF, but its markets now have different owners. PPF still runs it in the Czech Republic, Slovakia and Vietnam, where it cites 16,000 points of sale as of 2026. Krungsri and MUFG have owned the Philippine and Indonesian units since 2023, TVS Holdings took a majority stake in Home Credit India in 2025, and ForteBank has owned Home Credit Bank Kazakhstan since December 2025.
Official site →Countries
