About
InstaPay is the Central Bank of Egypt's own mobile app for instant transfers over Egypt's national Instant Payment Network (IPN). Unlike a single bank's app, it works across member banks and sends Egyptian pounds instantly, at any time, to bank accounts, Meeza cards or mobile-money wallets. The network and app were built by Egyptian Banks Company, the CBE's technology arm, and launched on 23 March 2022 with ten banks, including National Bank of Egypt, Banque Misr and CIB. Since April 2025 transfers carry a fee of 0.1% (EGP 0.50 minimum, EGP 20 maximum). By June 2025 it had over 16 million users and 1.1 billion transactions.
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