About
Jenius Pay is the online checkout option of Jenius, the app-based digital bank of PT Bank SMBC Indonesia Tbk, a Sumitomo Mitsui Banking Corporation subsidiary known as Bank BTPN until its 2024 renaming. Instead of card details, the shopper types their Jenius $Cashtag, a username that replaces the account number, at checkout and then approves the request in the Jenius smartphone app; it cannot be confirmed from the web version. Funds come from the Active Balance, e-Card or x-Card, or Flexi Cash instalments on purchases of IDR 500,000 or more. First introduced in 2017, it was relaunched in December 2020 at over 29 merchants, including Tokopedia and Blibli.com.
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