About
KBZPay is the mobile wallet of KBZ Bank, Myanmar's largest privately owned bank, piloted in August 2018. Users keep a stored balance in the app, cashed in and out through KBZPay agents and verified at KBZ's 500-plus branches, and spend it on money transfers, bill payments and merchant QR payments. Merchants can display a KBZPay MMQR code under Myanmar's national QR standard set by the central bank, which lets customers of other wallets pay them too. The app also hosts third-party mini apps for shopping, travel and food. FinanceAsia reported 19 million active KBZPay users in 2024, about 43% of Myanmar's adults.
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