About
Navi UPI is the payments feature of the Navi app from Navi Limited (formerly Navi Technologies), the Bengaluru fintech led by founder Sachin Bansal that also sells loans, mutual funds and health insurance. It is a front end to NPCI's Unified Payments Interface: users send money to anyone, scan and pay at any store, pay bills and pay online, with small payments possible through UPI Lite without a PIN. Navi added UPI in August 2023 and offers rewards on payments. In August 2026 it processed about 1.08 billion UPI transactions, a 4.4% share of UPI volume, behind PhonePe, Google Pay and Paytm.
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