About
Pesalink is Kenya's instant interbank payment network, run by Integrated Payment Services Limited (IPSL), a subsidiary of the Kenya Bankers Association, which began processing live transactions in November 2016. Customers send up to KES 999,999 to any Kenyan bank account holder from internet banking, a bank's mobile app or bank USSD menus, and the money arrives in real time. Unlike mobile-money transfers, both ends are bank accounts, and the network links over 80 participants including banks, SACCOs, fintechs and telcos. As of 2026, Pesalink reports more than 3 million users and over KES 1.13 trillion transacted.
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