About
The Salone Payment Switch (SaPS) is Sierra Leone's national payment switch, set up by the Bank of Sierra Leone. It launched in May 2023 as a shared switch for ATM and point-of-sale card transactions, and its Instant Payment Service went live in February 2025 with World Bank technical support, letting money move in real time between banks and mobile money operators. Under the National Payment Systems Act 2022, the central bank required all commercial banks, mobile money operators and payment service providers to route domestic instant payments and card transactions through SaPS from 1 April 2025. At the instant-payment launch, seven banks and two mobile network operators were connected.
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