About
SmartPay is a Vietnamese e-wallet and merchant-payments network run by SmartNet JSC (Cong ty Co phan Thuong mai Dich vu Mang luoi Thong minh), founded in Ho Chi Minh City in 2015. It received its payment-intermediary licence from the State Bank of Vietnam in January 2019 and launched the wallet in May 2019. Its focus is small shops: merchants accept payments via SmartPay QR codes, SmartPOS terminals and BOXX soundboxes and manage sales in the SHOP SmartPay app, while consumers pay from the wallet. Japan's SMBC invested in SmartNet in 2022, and the company cites 1.2 million wallet users and 700,000+ merchants across 61 provinces (2026).
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