About
Instant Money is Standard Bank South Africa's cardless cash-send service. The sender pays from the Standard Bank app, online or cellphone banking (*120*212#), an ATM or a partner retailer, and the recipient gets an SMS voucher plus a separate 4-digit PIN from the sender. The recipient needs only a South African cellphone number, not a bank account, and cashes out at Standard Bank ATMs or at retail tills such as Shoprite, Checkers, Pick n Pay, Spar and PEP. Vouchers stay valid for three years, and the Instant Money Wallet app adds QR payments. Standard Bank reported more than 15,000 retail cash-out points in 2020.
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