About
Sunbit is a US point-of-sale financing provider used largely at service businesses such as auto repair shops, dentists, eyewear stores, veterinarians and home-service firms. The customer fills in a short application with no hard credit check and pays over 3 to 72 months at 0% to 35.99% APR, with no application, origination or late fees. The loans, and the invitation-only Sunbit Card, are issued by Transportation Alliance Bank (TAB Bank), and payment activity is reported to a major credit bureau. Founded in 2016 and based in Los Angeles, Sunbit said in 2026 that about 90% of applicants are approved, and it cited more than 20,000 service locations in December 2023.
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