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T-Pay (formerly Tinkoff Pay)

Digital / mobile walletOnline checkoutEuropeRevised 2026-10-21 · 3 sources
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About

T-Pay is the in-house payment service of Russia's T-Bank, which renamed itself from Tinkoff in June 2024. Online, the shopper taps a T-Pay button and is redirected to the T-Bank app, or scans a QR code on a desktop, then confirms with biometrics or a PIN, so no card details are entered. In stores, customers pay by NFC phone on Android, payment sticker or QR code. Payments are drawn only from T-Bank's own Mir debit and credit cards, so the service is limited to T-Bank customers. T-Bank said T-Pay turnover passed 1 trillion roubles in under 11 months of 2025, up 50% on the whole of 2024.

Formerly Tinkoff Pay; operator renamed T-Bank.

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