About
Mosan, which Telemor calls Timor-Leste's first e-wallet app, was launched in September 2018 by Telemor Fintech, Unipessoal, Lda., the fintech arm of mobile operator Telemor (run by Viettel Timor). Users open an account by dialling *111# or in the app and pay in or withdraw cash through Mosan agents; the balance pays bills, airtime, electricity and school fees or goes to other Mosan accounts. From 2021 to 2023 an EU- and UNCDF-funded project with SECoop, the state body supervising cooperatives, used Mosan for credit union savings, loans and repayments by phone. An April 2025 deal with state-owned bank BNCTL provides for BNCTL-Mosan transfers and QR payments.
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