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The Vietnam-Laos cross-border QR link connects Vietnam's national switch NAPAS with Laos's LAPNet, a cooperation between the State Bank of Vietnam and the Bank of the Lao PDR that went live in January 2025. Customers of seven Vietnamese banks, including Vietcombank, BIDV and VietinBank, can scan LaoQR codes in their own banking apps to pay merchants at LAPNet's 14 member banks in Laos. Payments are made in local currencies, dong to kip, converted at the exchange rate at the time of payment. At launch the link only works in that direction; a second phase, letting Lao users pay in Vietnam through VietQR, has been announced.
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