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Chad

TD · TCD · 148AfricaXAF FCFA15 methods

3 sources

Chad licensed Konoom in 2025, its first fully domestic mobile money company — a significant milestone.

~4M
online population
~15%
banked adults
~1%
credit card population
MixMethodsBehaviourSourcesFacts

Payment mix

share of e-commerce spend
  • Cash75%
  • Mobile Money18%
  • Bank Transfer5%
  • Card2%
  • Other0%

Methods in use

top 8 of 15
All 15 methods in Chad →

Checkout behaviour

Mobile penetration approaches 80%, but most usage is for voice calls rather than data/financial services.

Airtel Money provides mobile financial services; Orange Money also operates in Chad.

Facts
ISO 3166
TD · TCD · 148
Region
Africa
Population
~18M
Currency
XAF FCFA
Banked adults
~15%
Methods live
15
Compare with
SenegalSomaliaZimbabweMalawi
Sources
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