Chad

TD · TCD · 148AfricaXAF FCFA15 methods

Revised · 3 sources

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Chad licensed Konoom in 2025, its first fully domestic mobile money company — a significant milestone.

~4M

online population

~15%

banked adults

~1%

credit card population

Mix Methods Behaviour Sources Facts

Payment mix

share of e-commerce spend

CategoryLeading methodShare

Cash—75%
Mobile MoneyGoogle Pay18%
Bank Transfer—5%
CardVisa2%
Other—0%

Methods in use

top 8 of 15 · by spend

MethodTypeShare

All 15 methods in Chad →

Checkout behaviour

Mobile penetration approaches 80%, but most usage is for voice calls rather than data/financial services.

Airtel Money provides mobile financial services; Orange Money also operates in Chad.

Facts

ISO 3166: TD · TCD · 148
Region: Africa
Population: ~18M
Currency: XAF FCFA
Banked adults: ~15%
Methods live: 15

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Nigeria China United States United Kingdom

Sources

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