About
Google Pay is Google's checkout method for Android, Chrome and in-app purchases, formed in January 2018 when Android Pay and Google Wallet were merged. Online, the merchant gets one of two credentials: an encrypted card number saved to the buyer's Google Account, or, on Android, a device token with a one-time 3-D Secure cryptogram. In-store tap-to-pay on Android runs through the Google Wallet app using a virtual card number. Google said in 2024 that people in more than 180 countries use Google Pay. In India, 'Google Pay' is a separate app that runs on the UPI bank-transfer rail, not on cards.
Official site →Countries
News

Google Pay goes live in Nigeria with Mastercard cards from four banks, but few shop terminals take phone taps
Google Wallet launched in Nigeria on 28 October with cards from FirstBank, GTBank, UBA and Zenith Bank; Verve and most Visa cards are not yet included.

Apple Pay and Google Pay go live in Uzbekistan for Visa and Mastercard cards from local banks
From 27 October, cards from eight banks work in Apple Pay and nine in Google Pay, and the payment firm Click has added Apple Pay to its online checkout.

Google rolls out Universal Cart in the US with Google Pay checkout across Search and Gemini
Shoppers in the US can now collect items from many retailers in one Google cart and pay with Google Pay or hand the cart to the merchant's own site.