Costa Rica

CR · CRI · 188Latin AmericaCRC ₡14 methods

Revised · 5 sources

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Central America's largest e-commerce market at US$6.4 billion in 2024, growing at 13% CAGR to US$9.3 billion by 2027.

$6.4 bn

e-commerce spend

4.5M

online population

90%

banked adults

~45%

credit card population

Mix Methods Behaviour Banks Sources Facts

Payment mix

share of e-commerce spend

CategoryLeading methodShare

CardVisa50%
Bank Transfer (SINPE Móvil & IBAN)SINPE Móvil25%
E-WalletGoogle Pay12%
Cash—8%
BNPL—3%
Other—2%

Methods in use

top 8 of 14 · by spend

MethodTypeShare

All 14 methods in Costa Rica →

Checkout behaviour

90% adult banking penetration — the highest in Central America.

SINPE Móvil processes 15 million+ transactions per month with 3.5 million active users.

Facts

ISO 3166: CR · CRI · 188
Region: Latin America
Population: 5.2M
Currency: CRC ₡
Banked adults: 90%
Methods live: 14
Banks covered: 4

Largest banks

Compare with

Mexico Ecuador Romania Israel

Sources

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