Djibouti

DJ · DJI · 262AfricaDJF Fdj13 methods

Revised · 0 sources

Formal bank account ownership is approximately 35–40%, concentrated in Djibouti City; cash dominates in rural areas.

~0.6M
online population
~35–40%
banked adults
~5%
credit card population

Payment mix

share of e-commerce spend
  • Cash60%
  • Mobile Money22%
  • Card10%
  • Bank Transfer7%
  • Other1%

Methods in use

top 8 of 13 · by spend

Checkout behaviour

D-Money is the government-backed digital wallet operated through La Poste de Djibouti, targeting the unbanked population.

Telesom ZAAD, an operator from Somaliland, has cross-border adoption in northwestern Djibouti due to the shared Somali-speaking population.

Facts
ISO 3166
DJ · DJI · 262
Region
Africa
Population
~1.1M
Currency
DJF Fdj
Banked adults
~35–40%
Methods live
13
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