About
D-Money is the mobile-money service of Djibouti Telecom, launched in 2020 and regulated by the Central Bank of Djibouti. Customers deposit and withdraw cash through agents, then use the phone wallet to send money person-to-person, buy airtime, pay bills and merchants, and receive salaries. It is interoperable with bank wallets such as Salaam Bank's WAAFI, and in December 2023 it was extended to payments across Djibouti's port community. A 2023 UNCDF assessment counted just over 300 agents nationwide and noted that D-Money still operated as a department of Djibouti Telecom rather than a separate company.
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