Nepal

NP · NPL · 524Asia-PacificNPR Rs21 methods

Revised · 5 sources

Digital payments reached NPR 98.43 trillion in FY 2024/25, growing 71% year-on-year.

$680 m

e-commerce spend

~15M

online population

~45%

banked adults

<5%

credit card population

Mix Methods Behaviour Banks Sources Facts

Payment mix

share of e-commerce spend

CategoryLeading methodShare

CashCash / cash on delivery (unspecified)55%
Mobile Wallet / QRGoogle Pay30%
Bank TransferUPI (Unified Payments Interface)10%
CardVisa4%
Other—1%

Methods in use

top 8 of 21

MethodType

All 21 methods in Nepal →

Checkout behaviour

eSewa, established in 2009, is Nepal's first licensed PSP and remains the market leader in mobile wallets.

Khalti and IME Pay merged to form IME Khalti, combining capital strength with user reach.

Facts

ISO 3166: NP · NPL · 524
Region: Asia-Pacific
Population: 30M
Currency: NPR Rs
Banked adults: ~45%
Methods live: 21
Banks covered: 1

Largest banks

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Sources

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