Disclaimer & credits
What pay.wiki is and is not, how we make money, and whose work we use.
1. Information, not advice
pay.wiki is a reference. We are not a payment service provider, bank, e-money institution, adviser or agent of any provider, and we do not process payments or hold funds. Nothing on pay.wiki is financial, legal, tax, regulatory or investment advice. Before you choose a payment method or provider, check the details with the provider and with primary sources.
2. Accuracy and freshness
We cite sources for facts and figures, and we label how certain each figure is (see Data & methodology). Even so, entries can be incomplete or out of date: schemes change rules, providers change coverage and figures are revised. Calendar items marked TBA or provisional are not confirmed by the organiser. Exchange rates are indicative daily rates and must not be used for transactions.
3. How pay.wiki makes money
Reading pay.wiki is free. We earn, or plan to earn, from optional services for businesses:
- Introductions: a payment provider may pay us a commission or referral fee when a business we introduced, with its consent, signs with it. Businesses do not pay us for introductions.
- Paid products: the Product growth panel and payment flow licences, when they become paid.
Rules we follow:
- No one can pay to be listed, to be ranked higher, or to change what an entry says. We change entries only on sourced evidence, whoever asks.
- Commissions do not decide which providers we suggest. Fit with your methods and markets does.
- Sponsored content, if we ever publish any, will be clearly labelled "Sponsored".
Our introduction partners: None yet.
4. Image credits
Banknote and coin images come from Wikimedia Commons. Each image is credited next to it with its file name, author and licence: CC BY-SA 4.0 or public domain. You may reuse those images under their own licence; our licence terms do not apply to them. Banknote designs may also be subject to the issuing central bank's reproduction rules.
CC BY-SA images are share-alike: if you adapt one, share the adaptation under the same licence.
Bank of Korea: coin images are exempt from the banknote size and SPECIMEN rules. Do not pass a reproduction off as genuine.
Bank of Korea: coin images are exempt from the banknote size and SPECIMEN rules. Do not pass a reproduction off as genuine.
Bank of Korea: coin images are exempt from the banknote size and SPECIMEN rules. Do not pass a reproduction off as genuine.
5. Data credits
- Exchange rates: Frankfurter (frankfurter.dev), daily reference rates.
- Maps: amCharts 5 map geometry and charts, used under the amCharts free licence with attribution.
- Country flags: country-flag-icons (MIT licence).
- Each entry lists the sources behind its facts and figures.
6. Trademarks and takedown requests
Bank, scheme and payment-method names and logos shown on pay.wiki are trademarks of their respective owners. They appear only to identify the service described on each page. Their presence does not mean that the owner endorses, sponsors or is affiliated with pay.wiki.
If you own a mark or an image shown here and want it corrected or removed, write to connect@pay.wiki with "Takedown" in the subject, the page URL, proof that you represent the owner, and what you want changed. We acknowledge within 2 working days and act within 5 working days. Where we disagree, we tell you why and keep the material only if we are entitled to.
7. Software and fonts
pay.wiki is built with Next.js, React and Supabase. Fonts: Archivo, Newsreader and JetBrains Mono, under the SIL Open Font Licence 1.1. Icons: Lucide (ISC licence). Charts and maps: amCharts 5 and d3 (ISC licence).
8. Links to other websites
We link to sources and providers so you can check our work. We are not responsible for the content or availability of other websites.
9. Report a problem
For a factual error, use "Suggest an edit" on the entry or write to support@pay.wiki. For a trade mark or takedown request, see Trademarks and takedown requests. For other rights or legal questions, write to admin@pay.wiki.