About
Agiliza is the *400# USSD banking channel of Banco Millennium Atlântico, an Angolan bank in which BCP África, SGPS held 19.8% at end-2025. Dialling *400# on any phone, with no voice or data balance or internet, gives PIN-protected access to an Atlântico account for balances, transfers to other banks, ENDE electricity and EPAL water bills by reference, and airtime top-ups. Users register with their ID number and a PIN, and Agiliza agent points let customers open accounts and deposit or withdraw cash. Atlântico reported more than 2.2 million *400# Agiliza subscribers and 2,770 banking agent points in 2025.
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