About
é-Kwanza is a mobile money service run by Banco Angolano de Investimentos (BAI). Unlike mobile-operator wallets, it is issued by a bank, although users do not need a BAI bank account. The account is tied to a mobile phone number and can be used through the *402# USSD code, SMS, voice menu, web or the é-Kwanza app. Users deposit and withdraw cash at é-Kwanza agents or ATMs, send money to phone numbers or BAI accounts, pay bills and merchants, including by QR code, and buy airtime. The same network also signs up street vendors and shops as acceptance points.
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