About
BANCOMAT Pay is Italy's phone-number payment service, run by BANCOMAT S.p.A., the Rome-based operator of Italy's domestic BANCOMAT debit card circuit, in which Italian investment fund FSI took a 42.9% stake in 2024. Users link their current account to their mobile number in the BANCOMAT app or a participating bank's app, then send money to contacts instantly, pay online with their phone number, or pay in store by scanning the QR code on the POS terminal, with no physical card. It also settles public-administration bills through pagoPA. Launched at the start of 2019, it is being piloted with Visa's tokenisation technology to allow contactless payments abroad (announced December 2025).
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