About
Bharat QR is India's interoperable merchant QR standard, launched on 20 February 2017 and developed by the National Payments Corporation of India together with Mastercard and Visa, with American Express also adopting it. A merchant displays one printed QR code; the customer scans it in their bank's mobile app and pushes a card payment to the merchant, so the shop needs no card terminal. The specification also reserved a field for UPI. It has since been overtaken by UPI's own QR codes: RBI data counted 6.72 million Bharat QR codes in FY2025 against 657.9 million UPI QR codes.
Being displaced by UPI QR: ~6.72M Bharat QR deployments (mid-2025) vs 678M UPI QR codes - roughly 100x. Still live but legacy.
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