About
Dosh is a New Zealand app-based money account run by MCA Investments Limited, an Auckland company founded by Shane Marsh and James McEniery. It launched in October 2021 as a stored-balance wallet funded from a linked NZ bank account, with instant payments to other Dosh users by mobile number or QR code. It has since moved toward everyday banking: customers now spend with a One NZ dosh Visa debit card in store, online or via Google Pay, alongside savings accounts and home loans. Dosh is not a registered bank; customer funds are held in trust at a registered NZ bank. Dosh reported more than 40,000 accounts in August 2025.
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