About
Nequi is a Colombian app-only money account. Users open it in the app as a low-amount deposit (depósito de bajo monto) identified by their mobile number, then send money to other users or through Colombia's Bre-B instant system, pay by QR code and use a Visa debit card with no maintenance fee. Cash goes in and out at correspondent points and ATMs. Nequi began inside Bancolombia; since 1 September 2026 it has been run by Nequi S.A. Compañía de Financiamiento, a separate Grupo Cibest company authorised by the Superintendencia Financiera. In March 2026 it had 27 million users, more than Bancolombia's 16 million.
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