About
GhanaPay is a mobile money wallet issued by Ghana's banks rather than by a telecom operator. The platform is run by Ghana Interbank Payment and Settlement Systems (GhIPSS), a subsidiary of the Bank of Ghana, and wallets are provided through universal banks, rural banks and savings and loans companies, so no bank account is needed to sign up. Users dial *707# or use the GhanaPay app to send money across networks and to bank accounts, pay merchants by QR code, buy airtime, pay bills, and deposit or withdraw cash. It was launched in June 2022 to bring mobile money and bank services onto a single platform.
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