About
LazyPay is the pay-later service of LazyPay Private Limited, part of the PayU group, with credit extended by PayU Finance India Private Limited, an NBFC registered with the Reserve Bank of India. Launched in 2017, it offers one-click checkout where purchases go onto a bill payable interest-free 15 days later, due on the 3rd or 18th of the month, within a limit set by the user's trust score. Purchases of Rs 5,000 to Rs 1 lakh can become 3-12 month EMIs, and a UPI Pay Later handle lets users scan any UPI merchant QR against the same credit line. LazyPay reported 6 million consumers and 60,000+ merchants in December 2024.
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