About
PayID and Osko are the consumer-facing layers of Australia's New Payments Platform (NPP), the real-time rail launched in 2018 and run by Australian Payments Plus (AP+), the country's domestic payments provider. A PayID links a mobile number, email address or ABN to a bank account, and the payer sees the recipient's name before confirming. Osko then moves the funds between accounts in real time, 24/7 including weekends and public holidays. Both are built into the Pay Anyone screens of over 100 financial institutions' apps. As of mid-2026, more than 38 million PayIDs were registered and the NPP handled 1.97 billion payments a year.
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