About
QR Ph is the Philippines' national QR code standard. The payments industry built it under the guidance of the Bangko Sentral ng Pilipinas (BSP), with industry coordination led by Philippine Payments Management, Inc. (PPMI). One QR Ph code can be scanned by the mobile app of any participating bank or e-money issuer, such as Maya, and the payment then settles over InstaPay, the country's 24/7 real-time transfer system. Person-to-person QR Ph launched in November 2019 and merchant payments followed in October 2021. According to the BSP, QR Ph processed 2.47 billion transactions worth ₱1.16 trillion in 2025, overtaking debit and credit cards for the first time.
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