About
TWINT is Switzerland's mobile payment app, run by TWINT AG, which is owned by BCV, PostFinance, Raiffeisen, UBS, Zürcher Kantonalbank, SIX and Worldline. Most users install their own bank's TWINT app, linked to their account, while others use the TWINT Prepaid app. They pay by scanning a TWINT QR code at the till or in an online shop, including cheap sticker codes that need no terminal, and can also send money to friends. TWINT reported 901 million transactions in 2025, up 17%, and more than 6 million active users, and is accepted at about 81% of Swiss physical stores and 86% of online shops.
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