Zero Pay

Revised 2026-09-14 · 1 source

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About

Zero Pay is a government-backed QR code payment scheme launched in 2019 to support small merchants by eliminating card processing fees (or reducing them to near-zero). It is operated through a consortium of banks and fintech apps — including KakaoPay, Naver Pay, and Samsung Pay — and uses a common QR standard. While adoption has been uneven, Zero Pay provides a low-cost alternative to card acceptance for smaller Korean businesses.

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