About
Afterpay is a pay-in-4 service owned by Block, Inc., which completed its acquisition in January 2022; in the UK it trades as Clearpay. Shoppers pick it at checkout and pay the order in four instalments, free of interest when paid on time; a missed US instalment can cost up to $8, with total late fees capped at 25% of the order. A separate Pay Monthly plan runs 3 to 24 months at up to 36% APR. It serves Australia, New Zealand, the US, Canada and the UK. Block reported $9.11 billion in BNPL platform GMV for Q2 2025.
Acquired by Block (Square) in 2022; no longer reports separately.
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