About
GoPay Later is the pay-later credit line of Indonesia's GoPay, run by GoTo Financial, the fintech arm of PT GoTo Gojek Tokopedia Tbk. Since August 2023 the loans have been provided by PT Multifinance Anak Bangsa (MAB), an OJK-licensed finance company in GoTo Financial that took over from PT Mapan Global Reksa (Findaya). At checkout the user selects GoPay Later and repays in 1, 3, 6 or 12 months, with credit limits of up to IDR 30 million. It works across Gojek, Tokopedia and other online platforms and, since July 2024, on ShopTokopedia.
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