About
Indodana PayLater is an Indonesian consumer-credit line run by PT Indodana Multi Finance, a finance company licensed and supervised by the Financial Services Authority (OJK) and part of Cermati Fintech Group. Applicants aged 18-70 submit their KTP ID and a selfie, and receive a credit limit of up to Rp50 million within about 24 working hours. At partner merchants, online and in store (KFC Indonesia outlets since December 2025), they pay from that limit and repay in full within 30 days or over 3, 6, 12, 18 or 24 monthly instalments. The same app also offers cash loans.
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